Using only your phone, you can shop anywhere, anytime, and keep track of your credit card information all in one place with the Google Wallet app.

It's accepted in thousands of places where other payment methods are not, and it's linked to many of the most popular credit cards in the U.S. so that you can use it almost anywhere.

Google Wallet also offers extra security, as it requires a PIN before each purchase, which means you won't get hit with fraudulent charges if someone else has access to your device.

Updates

With regular updates, Google Wallet strives to serve its users better.

With the most recent addition of the Card Detail Page, Google Wallet strives to provide a better shopping experience for users. The new feature allows cardholders to view their balance and make a purchase without having to sign in every time they make an online purchase with the service.

Features

1. The Google Wallet App allows users to make purchases with their mobile devices. To pay, they must have a credit card on file and be 18 years of age or older.

2. Once the Google Wallet App is downloaded, consumers can wave their phones at the cashier and swipe their fingers across the screen.

3. Store Listings - Maps out locations where you can spend your money using Google Wallet. Finds Nearby - Lists merchants who may not yet take Google Wallet but offer an alternate payment system.

4.

PROS

oo You can store both credit and debit cards in your Google Wallet account when using Google Wallet.

oo Whenever there is a risk of your credit card data being compromised, you can remove it from your account immediately without waiting for them to mail you a new one.

oo You have access to all of your purchase history as well as able to filter purchases between online and offline.

oo When you access your account at checkout, no one else sees what you're buying.

CONS

oo It doesn't work everywhere. For example, Google Wallet doesn't work on Android devices running OS 2.2 or older

oo Hacking and fraud. There are reports of credit card numbers being stolen through contactless transactions.

oo A lot of businesses still don't accept it.

How to use

Since Google Wallet can be set up in just a few seconds and stored on your phone, you can use it to pay wherever you are with a swipe. And with zero monthly fees and no interest, Google Wallet is also an affordable way to manage your finances.

Simply tapping your phone on an appropriate reader will process your payment. Google Wallet works anywhere you see contactless payment symbols or NFC-enabled terminals.

More

You use Google Wallet by downloading the app on your phone and linking it to a bank account. Google Wallet can also store gift cards and loyalty programs and offers access through the mobile app.

When you're ready to pay, your payment information is already stored in Google Wallet.

You can add funds to your Google Wallet at any time using your credit or debit card. The minimum amount you can add is $10, and you must be 18 or older to do so.